Usda Student Loan Guidelines 2025. Student loan borrowers should budget for higher payments under idr plans in 2025 many borrowers who have been in any idr plan (not just the save plan) are likely to see an increase in their. Usda student loan guidelines require that lenders use the following payments for outstanding student loans, regardless of payment status:

The payment amount reported on the credit report or the actual documented. A key part of usda income.